5 Steps 🔥 To Do Immediately After You Moving To The Usa. #Shorts

Опубликовано 1 февраля 2023, 6:04

1️⃣ OBTAINING ID
US identity document.
Issued to US residents who could not / did not want to get a driver's license. This is the official identity card with which you can fly throughout the country.
2️⃣ GETTING A SOCIAL SECURITY NUMBER (SSN)
It is required by everyone who will legally work in the United States. The SSN is needed to get a job, pay taxes, open accounts, get bank loans, own property, and most often to get a US driver's license.
3️⃣ MEDICAL INSURANCE
Its contract with the insurance company - it can pays some or all of the medical expenses in case of your illness.
For legal residents of the United States, health insurance is mandatory. If you haven't found a job yet, or your employer hasn't requested your insurance, you can purchase insurance for yourself and your family members on your own.
4️⃣ OPENING A BANK ACCOUNT In America, it is customary to pay with credit or debit cards everywhere. An account can be opened in the branches of one large bank with a large network of branches - Wells Fargo, Citibank, Chase, Bank of America, TD Bank, Capital
One. You must have a foreign or passport
ID card or driver's license; SSN (if you already have one); any document confirming the address of residence and your ability to pay
- a utility bill, an apartment rental agreement, a letter from the employer; a certain amount that you can immediately deposited into the account.
5️⃣ CREDIT HISTORY
It reflects financial reputation - how well you know how to handle money, pay debts on time.
A credit score is important both when buying a house or a car on credit, and when applying for a job or looking for housing to rent. The better your credit history and the higher your rating, the better credit terms you can get.
If your credit rating is bad or you don't have one yet, you won't get a loan or you will get it at very high interest rates.