Auto Loans Are Crushing Americans (The Roman Report)

Опубликовано 28 марта 2025, 16:13

Auto loans have gotten out of control. It turns out that 2025 is the worst year in recorded history for auto loan delinquency, and it's only getting worse for Americans. But does this fall entirely on the shoulders of American consumers? Is this the fault of irresponsible spending, Flex Culture, and financial illiteracy? Or are other factors to blame? For this month's Roman Report, we get to the bottom of what's causing this historic low for auto loan payments, and how Americans who are struggling to pay might be able to find relief.

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If you liked this episode of The Roman Report, check out these other installments:
Your Car Is Snitching On You (The Roman Report): youtu.be/AIqUf89deVo?si=TzWKJA...
Modern Headlights Are Too Bright (The Roman Report): youtu.be/-Lh2wPGKnAM?si=FdwoZe...
These Car Prices Are Ridiculous (The Roman Report): youtu.be/o9UxPkM0QsY?si=gAhTMN...
Lessons from My Mom: youtu.be/8ASJmjzSWyg?si=aVQEKP...


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Chapters:
00:00 Auto Loan Delinquency Is Worse Than Ever
01:43 Intro Song
01:50 The Auto Loan Crisis By the Numbers
05:20 Who's to Blame For This?
09:46 Shady Business Practices
12:40 The Trouble with Flex Culture
16:24 Justifying a New Car Loan
20:51 Reasons For Hope
24:51 What You Can Do If You're Struggling To Pay
28:06 Conclusion
30:35 Sources and Photo Credits
30:43 How To Make RCR Unstoppable

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